Financing

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Did you know that you can use your land, or your existing mobile or manufactured home, as your down payment?  Call or visit for more details!

ZERO DOWN LOANS AVAILABLE!

Check with us for possible assumable mortgages on used and repossessed homes!

FREE CREDIT APPLICATIONS DAILY!

We recognize that a big part of your decision (and a good bit of any anxiety you might be feeling), revolves around money:  How much will your home cost?  Can you afford it?  How can you get the best possible financing?

Relax.

We work hard to find the right financing and low monthly payment for you.  While your sales consultant is responsible for working with you to get all required paperwork in order, every application is monitored by Janyne Merritt, the owner of Homes Express.  Janyne ensures that the right lenders see your credit application, and will often discuss ways with you to make your application attractive to lenders.

There are three factors that determine your monthly payment.  They are the down payment you provide, the interest rate on the remaining balance borrowed from your lender, and the length of your loan.  Once these are determined, the monthly payment can be easily calculated.

Even if you may have less than perfect credit, we probably have a lender for you, and we always try our best to get you an affordable monthly payment!

So come visit Homes Express today and submit a credit application!  There's no monetary obligation, and we'd love to help you begin the process of purchasing your dream home!